Fixed Return
Prefer certainty? Choose a fixed-return arrangement via a straightforward finance contract, with your return agreed upfront — regardless of how the project performs.
Fantastic Investment Opportunities
A better way to grow your capital than the bank can offer
Sapphire Homes gives select investors direct access to Auckland's most sought-after luxury developments — with target returns of 10–40%, backed by 15 years of family-led delivery.
We're not asking for anything. We're offering you the chance to invest somewhere better — in tangible, beautifully-built property, alongside a team who has done this for a long time, and does it well.
Why investors choose Sapphire Homes
Your money deserves better than a term deposit
Bank returns rarely keep pace with what's possible. Meanwhile, quality property developments — the kind backed by real architecture, quality builds, and real demand — continue to deliver strong, tangible returns for the investors who get access to them. The challenge has never been the opportunity. It's been finding a developer you can genuinely trust with your capital.
That's where Sapphire Homes comes in. We're a family-run development company, and every project we take on carries our own name and our own reputation. When you invest alongside us, you're not funding a stranger — you're partnering with a team who has spent 15 years building homes we're proud to put our name to, from entry-level renovations through to multi-million-dollar luxury builds and subdivisions.
How it works
Ways to put your capital to work
Project Stake (JV)
Want more upside? Take a share in the project itself through a joint venture arrangement, with returns tied directly to the project's success — typically the higher end of our 10–40% range.
Sole-Funded, Second Mortgage Secured
Funding an entire project on your own rather than as part of a group? We can offer security by way of a registered second mortgage — giving you an added layer of protection appropriate to the size of your investment.
Timeframes To Suit
Our developments typically run from 16 weeks (renovations) through to 24 months (larger subdivisions and luxury new builds) — so you can choose a timeframe that matches your own financial plans.
Is this right for you
Fantastic Investment Opportunities are built for investors who…
- Have capital they don't need immediate access to, and want it working harder than it currently is
- Value transparency and a genuine relationship with the people managing their money — not a faceless fund
- Are comfortable with property as an asset class, and understand that returns are tied to project performance, not guaranteed
- Are looking for investment terms between 16 weeks and 24 months
- Want the flexibility to choose between a fixed return, a project stake, or (for sole funders) mortgage-backed security
Portrait of Ni Lar Sim, Director
The face behind your investment
Why investors trust Sapphire Homes with their capital
I'm Ni Lar Sim, Director of Sapphire Homes. Alongside my husband Alex, we've spent the last 15 years building and renovating — a genuine family-run business. Every development we take on, from small entry-level renovations to high-end luxury builds worth millions, carries our name and our reputation.
We know that investing in people you don't yet know can feel uncertain — that fear is completely reasonable, and we don't expect you to ignore it. What we can offer instead is transparency: Supporting clear and easy to follow contracts, you'll always know exactly where your capital sits, how the project is progressing, and who to call if you have a question. We work with award-winning architects and interior designers to deliver homes to a genuinely exceptional standard — because the quality of what we build is what protects your investment in the first place.
The details
Fantastic Investment Opportunities — at a glance
- Target Returns
- 10%–40% per annum, depending on your risk profile and investment structure
- Project Types
- Luxury new builds, subdivisions, and renovations — from entry-level through to multi-million-dollar developments
- Investment Term
- 16 weeks to 24 months, depending on project
- Minimum Investment
- $100,000 for project-specific investment (fixed return or project stake). Lower amounts considered on an interest-only basis from $50,000
- Security Options
- Finance contract or joint venture agreement (standard); registered second mortgage available for sole-funded projects
- Who Manages It
- Sapphire Homes retains full operational control and responsibility for project delivery, accounting, tax and legal matters at the entity level
Questions investors ask us
Straight answers, before you commit a dollar
One conversation. One opportunity. Real returns.
Explore whether Fantastic Investment Opportunities is the right fit for your capital — no pressure, no obligation. Answer a few quick questions about what you're looking for, and Ni Lar will personally follow up to talk through the right opportunity for you.
Ni Lar Sim, Director — Sapphire Homes Limited — 15 years building trusted, family-led developments across Auckland.